Spas Florida

If I buy a car in one county, but live in another, which tax rate am I charged? I live in Florida, and I'm driving 120 miles to go and buy a car. My county has 6.5% sales tax and the county that the owner lives in has 7% sales tax. That .5% is $75, and I'm going to be really poor, so I'd like to make sure to pay the lesser amount, if possible. How will I know what I'll be charged? Does it go by the address of the buyer, seller or the address of the location where I transfer the title? Just wanted to note that I am buying from the owner, not a dealership. Thanks for the help so far, but please let me know if you are sure or are just guessing. We have conflicting answers so someone's not 100% sure. Again, thanks so much!

Do the bankruptcy rates of pro athletes and lottery winners show poverty is about more than lack of money? What happens to many athletes and their money is indeed hard to believe. In this month alone Saints alltime leading rusher Deuce McAllister filed for bankruptcy protection for the Jackson, Miss., car dealership he owns; Panthers receiver Muhsin Muhammad put his mansion in Charlotte up for sale on eBay a month after news broke that his entertainment company was being sued by Wachovia Bank for overdue credit-card payments; and penniless former NFL running back Travis Henry was jailed for nonpayment of child support. In a less public way, other athletes from the nation's three biggest and most profitable leagues—the NBA, NFL and Major League Baseball—are suffering from a financial pandemic. Although salaries have risen steadily during the last three decades, reports from a host of sources (athletes, players' associations, agents and financial advisers) indicate that: • By the time they have been retired for two years, 78% of former NFL players have gone bankrupt or are under financial stress because of joblessness or divorce. • Within five years of retirement, an estimated 60% of former NBA players are broke. http://sportsillustrated.cnn.com/vault/article/magazine/MAG1153364/index.htm According to Chelmsford wealth counselor Szifra Birke, roughly one-third of lottery winners find themselves in serious financial trouble or in bankruptcy within five years of turning in their winning ticket. http://www.totalbankruptcy.com/news/articles/miscellaneous/lottery.aspx $13 Million Florida Lottery Winner Dies Broke April 25, 2008 Kris Alingod - AHN News Writer Washington, D.C. (AHN) - A former lottery winner who was facing tax fraud charges died broke early this month, reports said on Thursday. Alex Toth, who won a $13 million jackpot nearly two decades ago, died early this month, his attorney Bjorn Brunvand is quoted in a report by the Suncoast News. He was scheduled to stand trial in June for filing fake tax forms together with his wife, Rhoda. Toth and his wife were charged with tax fraud in 2006. His wife has entered a plea agreement with prosecutors, according to the Palm Beach Post. Florida lottery winner dies penniless Jackson County Floridan By Elaine Silvestrini, Media General News Service Published: April 24, 2008 TAMPA - Former lottery multimillionaire Alex Toth, who was broke and facing tax fraud charges, has died at the age of 60. Toth was scheduled to go on trial in June, accused of filing fake tax returns with his wife, Rhoda, who has pleaded guilty and is awaiting sentencing. By the time the couple were charged in 2006, authorities said they appeared to have no assets. The $13 million Florida Lotto money won 18 years ago was long gone, and the Hudson couple were living in squalid conditions, their only electricity coming through an extension cord rigged to their car engine. The Toths said they lost the money through gambling, gifts and living the high life. The money created rifts in their family, leading to a lawsuit between Rhoda Toth and her son in 1996. Toth’s attorney, Bjorn Brunvand, said his client died in early April. Pasco County Health Department spokeswoman Deanna Krautner confirmed Alex Joseph Toth died April 5. The cause of death was not released.

What can I do about my mortgage? My husband and I bought our house in central Florida in June 2007. It was appraised at $145,000 and we had a 100% loan for $138,000. We still owe $135,000 and are current on our payments. However, we tried to refinance to get a better interest rate (currently 6.5%) and were approved by our current mortgage company for a refi at 5.5%. The house did not appraise out, though. Even with all our upgrades and remodels, the house appraised for only $97,500. This seems a little low to me, considering that the county appraised it at $95,000 and they usually appraise for significantly less than market value (it was $119,000 when we bought the house, for comparison). We did not see the actual appraisal since it was free through the mortgage company. So, I think our appraisal came in low, but any which way, it wouldn't have appraised for enough to get the refinance. We don't qualify for any of the gov't-sponsored mortgage programs, like the refi or mod recently set forth, since we haven't had a change in income or anything like that. I don't understand why our same mortgage company won't refi us, despite the low appraisal, since they are holding the loan either way. We are also paying out the @$$ for PMI at $110 a month! Our total payment would have dropped about $200/month if the refinance went through. We are more likely to default with a higher payment so it makes no sense that our lender won't approve the refi just because of the appraisal. Are there loan programs out there to help us refi for the amount our home appraised for? We were never planning on staying here for the long-term, 5 years tops, and now there is a possibility of job loss or relocation. No matter what happens, we have to figure out what to do with our house. Our lender is required by law to work with us during a short sale but we don't want to have to pay the deficiency, which would be significant, or the taxes on it. PLEASE HELP! Please no solicitations, I'm just looking for answers and explanations, not ads from lenders!! Also, no judgments about how we shouldn't have taken out a loan for 100%; what's done is done. Also, I don't mind paying PMI but we are getting screwed on it. It is costing us over 10% of our monthly P&I payment (which is less than $1000) at $110/month. We got totally screwed by our lender on this; a mortgage broker had quoted us half what we're paying now, as far as PMI goes. Our lender is Wells Fargo, a HUGE company that has just acquired other banks, making them even bigger. There is no reason for them not to work with us on this, but I don't know how to approach them about it, other than call customer service and get the run-around again. Our local office is the one that denied us the refi. I am not looking for people to tell me "Be happy with what you have, just keep paying your mortgage." If we have to move b/c of job loss or relocation, we aren't going to be able to keep paying how we are now. I'm looking for a solution to lower my payments (making renting it out easier) or get out of the mortgage entirely, as one of these problems is imminent (next few months). Thanks for the replies. The amount we refinance would have actually gone up to about $145,000 b/c we would have to add closing costs in, but the PMI amount would be reduced (don't ask me how, I don't understand how they arrive at those numbers!), bringing the total to about $200 less per month b/c of the decreased interest rate. I can somewhat understand how they don't want to refinance us b/c of it is a business but at the same time, we would end up paying more over the long term b/c of the new amount plus additional interest for 30 more years. The risk of them not refinancing us is that we are more likely to not be able to pay the mortgage at what it currently is versus the $200/month less. And, if the job is lost, it's not just a matter of $200 less per month, it's a matter of losing $6000/month income, which means NOTHING will get paid and the house is completely lost unless we can somehow get it rented out and find a cheap rental for us to live in. The issue with it being rented out is that nobody is going to pay our mortgage with their rent. P&I, taxes, PMI and insurance come to $1165/month. We'd be lucky if we could rent it for $1000. So the $200/month would help us there.

i need a list of Florida county sales tax rates?

What is the sales tax rate in Broward County, Florida?

What is the sales tax rate in palm beach county, florida?

Sales Taxes in Different Florida Counties? I own a business in Palm Beach County and I calculate the sales taxes based on PBC tax, which is 6.5%. But I just got a job in Broward county and the custumer is arguing that the sales tax should be 6% since the job is in Broward. So, what sales tax rate should I use ?